Simply stated, your financial goals usually are going to require some cash. Whether your aim is to be able to pay all your bills on time or you are planning a vacation to the Caribbean, accomplishing your objectives means finding and earmarking the money to do it. While you may be able to accelerate the pace of achieving those goals by generating extra income, often it is easier to get there faster by cutting some of your current expenses. This toolkit is designed to help you analyze all your expenditures and target specific areas where you can free up some money to put toward your goals.

Budget Analysis

Specific Tips

Dollars and Sense (Fall 2013): Plan Savings Week Is Coming

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Childcare Options That Won’t Leave you Crying

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Car-Share Programs: Less Stress, More Savings

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Shopping Decisions

Food Shopping: The Blindspot in our Spending Plan

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Eight Awesome Alternatives to Binge-Shopping

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Be a Reality Star in the Checkout Aisle: Extreme Couponing Tips

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At Home

Easy Ways to Save on Your Water Bill

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It’s Coming From Inside the House!

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Lowering Your Property Taxes: How Falling Home Prices Can Save you Money

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